Business Capital Loan

Braxton and Company provides placement for business loans: working capital, expansion, equipment, business purchase, renovations, MCA consolidation, etc… Qualifying is easy with 1 year of direct or related industry experience, a 550 minimum FICO Score and at least one year of filed tax returns. All industries will be considered and no collateral is required if no collateral is owned. The lien position will be filed as a UCC-1 on business assets and available collateral. A great option for business owners that don’t meet the requirements for a traditional bank loan.

Contact me for additional information or to discuss your options.

Key Points

Mid-FICO 550+

Minimum 1 year of filed returns

Up to a 10 year loan term

No prepayment penalty

Closing cost may be financed


$250,000 - $5 million

Interest: WSJ Prime + 2.75%

Rate: Quarterly Adjustable

Term: up to 10 years

Amort: up to 10 years

DSCR: 1.15 - 1.25 minimum

No Prepayment Penalty

Recourse Loan




Working Capital



Business Purchase


MCA Consolidation

And much more…