Multifamily Small Balance Loan

Braxton and Company arranges Multifamily Small Balance Loans for stabilized properties. Our relationship is with an established Private Portfolio Lender that works directly with brokers. The loan is eligible for borrowers seeking premium rates and terms. Fixed & Hybrid options, wholesale interest rates, non-recourse and quick closings make this loan program a viable alternative to a traditional bank loan. Loan amounts are between $1 million and $7.5 million with a maximum LTV of 80%.

Contact me to discuss your scenario or for additional information.

Key Points

FICO 650+

Minimum 90% Occupancy

Short Term Bridge-to-Permanent Available

Lender Pays for: Appraisal Fee, Legal Fees, Phase 1 and Property Condition Assessment  

Instant Rate Lock (upon signed application)

Wholesale Interest Rates

Streamlined Loan Process




$1 million - $7.5 million

LTV: up to 80%

Interest: from 4.46%*

Rate: Fixed & Hybrid Options

Fixed Term: 5, 7 and 10 years

Hybrid Term: 20 year with initial 5, 7 or 10 year fixed rate period

Amort: up to 30 years and Interest Only Available

DSCR: 1.20x - 1.40x minimum (market dependent)

Multiple Prepayment Options

Non-Recourse Loan











Multi-Family (5+ units)


*Pricing is dependent on: Loan Term, Location, Loan-to-Value, DSCR, Credit Profile and Quality of Sponsorship.

Interest rate updated weekly.